Suportul economic şi principiile de instituire a parteneriatului dintre instituţiile de asigurare şi cele bancare
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2020-02-15 11:32
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COBZARI, Ludmila; FOTESCU, Stanislav. Suportul economic şi principiile de instituire a parteneriatului dintre instituţiile de asigurare şi cele bancare . In: Analele Ştiinţifice ale Academiei de Studii Economice din Moldova. 2010, nr. 8, pp. 174-180. ISSN 1857-1433.
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Analele Ştiinţifice ale Academiei de Studii Economice din Moldova
Numărul 8 / 2010 / ISSN 1857-1433

Suportul economic şi principiile de instituire a parteneriatului dintre instituţiile de asigurare şi cele bancare

Pag. 174-180

Cobzari Ludmila, Fotescu Stanislav
 
Academia de Studii Economice din Moldova
 
Disponibil în IBN: 27 noiembrie 2013


Rezumat

This scientific article dwells upon the problems concerning the establishment of the partnership between the insurance and the banking institutions. The research of the international experiences of the ways of functioning of the partnership between the insurers and the bankers identifies a common function for these financial institutions: it is the function of capitalization of resources drawn by implementation of mixed insurance. Concerning the mentioned above it has been found that the partnership between the insurers and the bankers is favored by the following functions of insurance: the function of risk protection, the investment function, the risk prevention function and the function of the banking service of the insurance activities. It has been also found the fact that the joint activities of the insurers and the bankers will contribute to the more marked increase of the process of drawing of the internal resources, as well as the level of protection of the national capital will increase.