International cooperation, population mobility and ensuring the activity of international economic agents have highlighted the need to transmit information at the international level. Due to the implementation of electronic technologies, all step-by-step operations become computerized and banks only need to purchase these software programs to create the infrastructure and train staff after which electronic systems will be introduced in most of the bank's services and products. Accumulation of funds for the bank itself is an activity that involves expenses, when transferring them can be obtained in higher volumes. With the help of an electronic payment system it is quite possible to offer banking services, which in the current conditions would provide an additional and secure flow of income.