Agricultural activity in general, closely linked to climatic conditions controlled by man, by living organisms, the powerful economic interests of all parties involved so pronounced etc, it is considered as one of the highest risk level. Typically, this assessment includes both natural hazards and economic ones. Proceeding from this finding objective, modern agriculture in all countries has a well-defined object of insurance. Mechanism and contemporary instruments to ensure agricultural sector is widely diversified, taking as a basis for specific geographic diversification structure phyto sectors and / or livestock, the economic opportunities of participants in the insurance etc.