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SM ISO690:2012 DOGA-MÎRZAC, Mariana. Behavior analysis of savings and credit associations in Moldova's economy. In: Scientific papers. Series “Management, Economic Engineering in Agriculture and Rural Development”, 2011, vol. 11, pp. 107-110. ISSN 2284-7995. |
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Scientific papers. Series “Management, Economic Engineering in Agriculture and Rural Development” | ||||||
Volumul 11 / 2011 / ISSN 2284-7995 /ISSNe 2285-3952 | ||||||
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Pag. 107-110 | ||||||
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Small and Medium Enterprises (SMEs) play an important role in the economic life of a country. They are a main source of creating jobs, a breeding ground for new business ideas, and the main promoter of entrepreneurship. Consequently, strengthening small and medium enterprises is critical for competitiveness. However, to start or to grow a business requires money, and often, finding adequate funding is a major difficulty that small and medium enterprises encounter. Currently, non-bank credit institutions that provide financing services are represented by the savings and loan associations and microfinance organizations. Thus, development of those institutions can be beneficial by contributing to financing a higher proportion of rural areas , resulting in a revival of trade ,farming ,social sector ,handcrafts and other socio-economic sectors ,ultimately contributing to rural business development and social area. |
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Cuvinte-cheie small and medium business, savings and credit associations, non-banking institutions, financial indicators, entrepreneurship. |
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