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SM ISO690:2012 GÎRLEA, Mihail. Modelul de business ca concept de durabilitate în sectorul bancar. In: Sustainable Public Procurement: challenges and opportunities, Ed. 1, 20 noiembrie 2020, Chişinău. Chișinău, Republica Moldova: 2020, pp. 13-14. |
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Sustainable Public Procurement: challenges and opportunities 2020 | ||||||
Simpozionul "Sustainable Public Procurement: challenges and opportunities" 1, Chişinău, Moldova, 20 noiembrie 2020 | ||||||
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JEL: C63, G21, L21, L25 | ||||||
Pag. 13-14 | ||||||
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The modelling of a banking business plan needs to be carried out in tight correlation to the intended management scope, if the manager intends to double profit, he will thus take on a greater risk and if he intends to apply a development strategy starting from the minimization of risks, profits will be smaller but certain. Any entity survives in interdependence with the internal and external environment from which it is part of and therefore a company exists in relation to those surrounding it. From this point of view, two main tendencies may be observed in the development of a business model at the beginning of the XIIth century: the development of a durable business and corporate governance. In order to obtain enhanced efficiency, especially in the integrated markets, like the one which is specific for the European Union, banks are obliged to pay more attention to the best practices. Business models have many dimensions and levels. The traditional view has not lost its significance, even if business models today are presented as a type of unit of analysis going beyond the traditional approach. This requires that the company asks itself about not only the benefits that it brings to the customer, but also about which sources it can generate profits from along the value chain. A company must deal with the dimensions of effectiveness and efficiency in its work, which ultimately determine its comparative competitive advantage. This can be defended both commercially and with regard to the competitive position achieved. Determining a business model continues to bring together customer and corporate perspectives through the overarching objective of generating and securing a competitive advantage. An essential dimension in determining a business model is innovation, and the customer remains the primary reference point for this. |
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Cuvinte-cheie modele de business bancar, durabilitate bancară, reglementare financiar-bancară, stabilitate financiară, tehnică şi practică bancară, criză financiară, identificarea şi evaluarea riscurilor, banking business models, banking sustainability, financial-banking regulation, financial stability, banking technique and practice, financial crisis, risk identification and assessment |
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