The paper aimed to present causes of insufficient financial resources in the enterprises. To reach the set goals it wasn used statistics on activity of enterprises in Moldova as well as data on bank interest rate. To carry on its normal activity, the enterprise needs human, financial and material resources. As for the first two categories of resources (especially human resources), they are sufficient, or even records a surplus, and financial resources are almost always insufficient to business. In terms of the market economy, economic agents by their selves determine the amount and sources of funding, and the ways of increasing them, that’s why they are responsible for effective use of financial resources. The importance of effective management of financial resources lies in the fact that it ensures the strategic and tactical objectives, and its participate in increasing activity for foreign investors.