.What is the economic and financial crisis? What are the causes, mechanisms and the consequences that may have triggered the crisis in the real economy on banking institutions? There are some levers supporting stability and functionality banks in times of crisis, especially in the post-crisis period? What are the strategic and critical parameters of the optimal growth framework of competitive performance of commercial banks in Moldova? We think these are some of the important questions that should be answered coherently and effectively in order to understand the role and power of the banking system in the context of post-crisis development of the national economy.