The author examines the signs of the objective side of the offence of violating the rules of crediting. The objective side of the offence stipulated in the art.239 of the Criminal Code of Republic of Moldova is expressed by the prejudicial action of granting a loan, accompanied by the prejudicial action or inaction of violation of the crediting rules, which caused the prejudicial sequels like the damage in large proportions. Also, the objective side of the named offence includes the side of causality between the prejudicial deed and the prejudicial sequels. The author thoroughly analyzed the first component of the prejudicial deed – the action of granting a loan. Then the author proceeds to explaining the “damage in big proportions” collocation, the “insolvability” notion, the concept of “the credibility regarding the repayment of the loan at the expiration”. Also, the author gives suggestions for improving the content of the discussed article.