Improving the Bank Risk Management in the Crediting Process by Implementing the Fico Credit Scoring Model in Effective Combination with the Credit History Bureau
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330.131.7:336.713 (2)
Știință economică. Concepte economice de bază (243)
Monedă. Sistem monetar. Bănci. Bursa de mărfuri (787)
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BEJENARI, Leonid. Improving the Bank Risk Management in the Crediting Process by Implementing the Fico Credit Scoring Model in Effective Combination with the Credit History Bureau. In: Simpozion ştiinţific al tinerilor cercetători, Ed. 15, 28-29 aprilie 2017, Chișinău. Chișinău, Republica Moldova: Departamentul Editorial-Poligrafic al ASEM, 2017, Ediția.15, Vol.1, pp. 41-45.
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Simpozion ştiinţific al tinerilor cercetători
Ediția.15, Vol.1, 2017
Simpozionul "Simpozion ştiinţific al tinerilor cercetători"
15, Chișinău, Moldova, 28-29 aprilie 2017

Improving the Bank Risk Management in the Crediting Process by Implementing the Fico Credit Scoring Model in Effective Combination with the Credit History Bureau

CZU: 330.131.7:336.713
JEL: G21

Pag. 41-45

Bejenari Leonid
 
Academy of Economic Studies of Moldova
 
 
Disponibil în IBN: 16 ianuarie 2018


Rezumat

According to the changes made in the regulatory framework, established by the Basel Committee on Banking Supervision, banks have to improve their credit rating systems. Under these circumstances, one of the solutions to banking success in customer lending becomes the possibility of automating the decision making process. An optimal solution to this is the credit-scoring model.

Cuvinte-cheie
banking risks, risk management,

FICO credit scoring model, Credit History Bureau, crediting process