Articolul precedent |
Articolul urmator |
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![]() CĂLUGĂREANU, Diana. The Application Of Financial-Economic Indicators Within Determining The Credibility Of Economic Agents In Offering Banking Credits. In: Fostering Knowledge Triangle in Moldova, 23 mai 2017 - 24 mai 2024, Chişinău. Chişinău: 082:378=135.1=111 F 81, 2017, pp. 247-253. ISBN 978-9975-3129-7-4. |
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Fostering Knowledge Triangle in Moldova 2017 | ||||||
Conferința "Fostering Knowledge Triangle in Moldova" Chişinău, Moldova, 23 mai 2017 - 24 mai 2024 | ||||||
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JEL: L25, M40 | ||||||
Pag. 247-253 | ||||||
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Rezumat | ||||||
Due to the significant importance that banking institutions have in the financial sector, this article specifically addresses a particular important aspect of their business, namely taking a credit decision as a result of assessing the credibility of the banking client. The current approach to the issues of the credibility of economic agents and their ability to pay is conditional on the fact that, under the current economic conditions, many enterprises do not have enough money to develop their economic potential. The necessity and usefulness of financial analysis as a tool for diagnosing the activity and performance of an enterprise is concretized by the complex and permanent impact on the decisions on granting credits, their size and the foreseeable risks. There are different views on the most reliable methods of diagnosing the company's financial performance. This article includes an analysis of the economic and financial indicators used by banking institutions to fix strong and weak points in order to assess the credibility of the banking client. |
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Cuvinte-cheie credibility, financial performance, profit, Profitability, liquidity, solvency, credibilitate, performanţa financiară, profit, rentabilitate, lichiditate, solvabilitate |
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