In this article, the author aims to study the strategy and control of the development of banking
services and banking system launched by commercial banks on the financial and banking market of the
Republic of Moldova. We hope that this research will be important for the country's financial and banking
system because, thanks to the implementation of new banking services and products, especially electronic
technologies, all operations become computerized and banks only need to acquire these software programs to
create infrastructure and train the staff after which electronic systems will be introduced into most of the bank's
services and products.
The primary objective of each financial institution is to achieve profiled activity under acceptable risk
conditions and, to that end, budget preparation is a component of the profit strategy. The bank's management
aims at developing the bank's strategy and banking policies that are appropriate for achieving strategic
objectives. The management of a bank, without a good strategy and rigorous control over the launch of banking
products and services, cannot be successful in the financial and banking market.
The bases of the bank are profiled activities under acceptable risk conditions, and budgeting is a component
of the profit strategy. Profit planning is, in fact, the central element of strategic planning of the bank, the
synthetic form in which profit-making is materialized in the revenue and expenditure budget. Of particular
importance in the budgetary procedure is the control of the budget execution, which can be correlated with the
bank's dashboard, its financial components.