The present work had the purpose to analyze modern innovative tools and consider the prospects for their development. The research was made on the general concept of modern financial technologies, its essence, classification, its goals and principles of its functioning. Moreover, there is presented statistical data on evolution of the structure of the global digitalization market. In this article, based on the methods of comparative analysis, the method of grouping data, logical analysis, digital financial tools and their possibilities for using were analyzed in order to determine the possibility of introducing new technologies in the Republic of Moldova