The banking system continues to be in the top of the most dynamic economic fields in Romania. The banking market presents itself with a high absorption potential. Not wanting to be left behind, banks are usually the first to evolve, becoming as receptive as possible, to technological changes, adapting their offers to the demands of customers. Wanting to be closer to customers, they have come up with attractive offers to get the attention of commercialized products, but at the same time, to facilitate customers' access to banking activities. In a world where technology makes its presence felt and banks have turned to modern means to facilitate access for all to the services offered. We chose this theme to underline the increasing importance of technological evolution and, above all, its impact on daily life. Although the advantages of this product are obvious, not all people use it, but their number is increasing. Basically, it evolves with the line of products offered by the banks involved in their development. We want to draw attention to the advantages and disadvantages offered by this type of service, and our opinion is that both the residents of Romania and those of the Republic of Moldova must adapt to the new tendencies, as many of them have been created to facilitate the activities. In our everyday.