Human feces from urine diverting dry toilets can serve as valuable soil conditioners. For a successful agricultural application, an efficient pathogen reduction needs to be ensured, with no negative effects on plants. This study assessed the efficiency of lacto-fermentation combined with thermophilic composting on pathogen removal from human feces and the post-treatment effects on germination and growth of radish (Raphanus sativus) and tomatoes (Lycopersicum esculentum) compared to lacto-fermentation combined with vermi-composting and the control. The NH₄ ⁺-N/NO₃ ⁻-N ratio of 3.0 and 3.6, respectively, suggested the obtained compost and vermi-compost was not yet mature. A complete reduction in the concentration of all investigated bacterial indicators (i.e., coliforms, Escherichia coli, Enterococcus faecalis, and Clostridium perfringens) from 5–7 log CFU g⁻¹ to below detection limit (<3 log CFU g⁻¹) was achieved after lacto-fermentation combined with thermophilic composting. Lacto-fermentation combined with vermi-composting also contributed to pathogen die-off, but coliform bacteria were reduced to only 5 log CFU g⁻¹. Fertilization of seeds of radish by compost obtained after lacto-fermentation combined with thermophilic composting led to a higher germination index than by the vermicast obtained by lacto-fermentation and vermi-composting (90% versus 84%). Moreover, significantly bigger average fruit weight and total biomass per tomato plant (p < 0.05) were obtained after compost amendment compared to vermicast or the control.