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SM ISO690:2012 PANFIL, Cristina. Alternatives for bank loans on Moldovan market. In: Creşterea economică în condiţiile globalizării, 13-14 octombrie 2016, Chișinău. Chișinău, Republica Moldova: Complexul Editorial INCE, 2016, Ediția 11, Vol.2, pp. 187-192. ISBN 978-9975-4000-6-0.. |
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Creşterea economică în condiţiile globalizării Ediția 11, Vol.2, 2016 |
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Conferința "Creşterea economică în condiţiile globalizării" Chișinău, Moldova, 13-14 octombrie 2016 | ||||||
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CZU: 336.77:334.72.012.63/64(478) | ||||||
Pag. 187-192 | ||||||
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Rezumat | ||||||
Difficulties in bank lending can strain economic path. In case of exaggerate restraints, SMEs which have at the sole of their activities credits will be in trouble, as the interest rates are high, it is difficult to contract loans and it is tough to keep up with the loan reimbursement schedule. For banks lending to SMEs is a consistent and weighty source of business activity. Due to recent disruptions in banking activity, the base rate raised and other banking regulations regarding crediting were negatively affected. As a rule these regulations have a tendency to tighten the lending activity as crediting terms are tougher. The goal of this paper is to draft the alternatives of financial support for SMEs which could supplant bank loans in order to stimulate efficient entrepreneurship growth. |
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Cuvinte-cheie Small and Medium Enterprises, microfinance, grants, economic growth, banking loans, leasing |
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