The emergence and development of microcredit companies is dictated by the need for microfinance, especially in rural areas. Financial support to small and medium business and entrepreneurial activity in certain areas of production, trade and supply of services is one of the ways to eradicate poverty, reduce unemployment, solving other problems caused by the transition. Furthermore, the implementation of microfinance products enables many citizens to materialize ideas by initiating or developing various businesses. Most small businesses have insufficient collateral, or are beginners in business and in most cases do not have access to bank loans. Thus, microfinance institutions are welcome to provide financial services for the disadvantaged, constituting an important tool for national economic development.