Money are universal tool for trade and is one of the most discussed social phenomena of our time. The modern economy is a monetary economy. In the conditions of dynamic environment, innovations and mass use of Internet services, the so-called digital money is gaining more and more popularity. cryptocurrencies. This makes the topic of cryptocurrencies one of the most current and discussed topics of the 21st century. Currently, there are many cryptocurrencies seeking to integrate and establish themselves nationally and internationally. In the conditions of a dynamically developing world, digital money is a new type of tool for carrying out activities related to the purchase and sale of goods and services between economic agents and it is quite logical that they be the subject of analysis and discussion. In this regard, the subject of this paper are cryptocurrencies, and the main goal is to define them as money of the future by tracing their evolutionary path and their essential characteristics.