The financial credit system of the Republic of Moldova is represented by commercial banks, microfinance organizations which also include leasing companies. Commercial banks play a more essential role in financing the country's economy. The National Bank encourages banks to be more active in directing deposits attracted towards granting quality loans in the country's economy. The microfinance organizations were created with the aim of increasing the access to financial sources of the population, of the individual entrepreneurs and of the micro, small and medium enterprises. Unlike other states, such as Romania, microfinance organizations are supervised by the National Commission of the Financial Market. The establishment of the modern financial credit system in the Republic of Moldova went through several stages of development, aiming to serve the economic relations of the respective era.