Achieving financial stability is one of the new challenges that contemporary economies must face. The profound changes that financial systems have undergone under the powerful technological innovation, liberalization and globalization movement that has taken place in recent decades confirm this fact. At the beginning of the third millennium, capitals are circulating instantaneously and in increasingly sophisticated forms on increasingly integrated markets worldwide. In the long term, this evolution favors the more efficient allocation of global capital resources, allowing the rapid adaptation of the financing modalities to the needs of the real economy, mainly due to the innovation capacity of the financial industry; However, in the face of this increased reactivity and efficiency, the financial sphere is not exempt from destabilizing tensions and movements, that generate risks for both the actual actors of the financial system and for the economy as a whole. In this context, the issue of ensuring financial stability is of paramount importance. The research methodology by the nature of the approached topic is a deductive, non-interactional one, the elements of qualitative analysis combining with those of quantitative analysis. A general (preliminary) information was carried out, through a fundamental primary research, carrying out a series of primary documents (studies and specialized articles, comments on some works). A series of empirical analyzes were carried out that highlighted how financial stability influences the activity of entities, emphasizing how this phenomenon contributes to reducing risks and increasing their efficiency, in the context of the process of integration at EU level.