Conceptul de insolvență implică o situaţie comercială dificilă sau o criză a unui comerciant care presupune depăşirea pasivelor şi, implicit, imposibilitatea de a efectua plaa dataoriilor exigibile. Prezentul articol este dedicat conceptelor fundamentale ale tipurilor de insolvenţă şi bancrută in sistemul de drept romanesc

The Concept of Insolvency and Bankruptcy in Romanian Law. The concept of insolvency involves a difficult wealthy merchant or a crisis that surpasses asset liability, causing the chance of operator time and good conditions of liabilities assumed. Under the law, „is that state insolvency of the debtor that is characterized by lack of funds available for certain debt, liquid and matured“.