The establishment of a functioning market economy in Moldova can be ensured by using the methods and tools in a complex financial system and private financial mechanism as tools of control, support and promotion of SME's activities, at the basis of which are their profitability, addiction on the overall economic environment. Realization of economic potential and development of small and middle business, largely depends on the possibilities of financing the undertaking. To become a true engine of economic growth and poverty reduction, SMEs require support for ther capacity building assistance to developing entrepreneurial skills and support in accessing finance.