Law is a system of rules and guidelines, usually enforced through a set of institution. It shapes politics, economics and society in numerous ways and serves as a social mediator of relations between people. Contract law regulates everything from buying a bus ticket to trading on derivatives markets. Constitutional law provides a framework for the creation of law, the protection of human rights and the election of political representatives. A general distinction can be made between civil law jurisdictions, which codify their laws, and common law systems.

В статье анализируются конституционные и гражданско-правовые нормы, регулирующие право гражданина на получение банковского кредита, на основе практики применения этих норм.