Currently stability and safety of the banking system is crucial to protect the interests of depositors and to ensure continuity of financial intermediation activities and secure banking service delivery agents in various sectors of national economy. Protect the interests of depositors through deposit guarantee schemes apply in the banking system is crucial to ensuring the stability of the banking sector because their operation itself helps to: maintain the credibility of the banking system, the attracting long-term funds, promotion mechanism for avoiding crises liquidity.